
Final Expense is not our typical policy or protection plan for most of our clients, however we do have the best rates, can work with all health profiles, and do utilize it as a policy supplement, primarily for larger families and heads of households between 50-65. We only write face values of 15k-50k. We also only accept clients over 68 years of age by referral only. If however, you are not referred and past 68 we will happily direct you to our preferred provider.
If the initial question applies to you, final expense life insurance is geared towards the roughly 80% of your demographic that also has no life insurance. Final Expense life insurance is Whole Life Insurance available for ages 50-85 with face amounts as low as $2500 and capped at around $50,000, dependent on age.
Lopshire & Co. Life & Legacy Consulting provides insurance-related educational information and consultation services. Coverage availability, underwriting eligibility, product features, premiums, and policy terms vary by carrier, state, age, health history, tobacco status, and other underwriting factors. Submission of an inquiry or consultation request does not guarantee coverage, policy approval, pricing, or product availability.
Lopshire & Co. is an independent insurance advisory and consulting brand and may represent multiple insurance carriers where properly licensed and appointed. Product recommendations, if any, are based on available carrier offerings, underwriting eligibility, and client-specific objectives.
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