To get their life insurance, and many and understandably thought their work policy would continue for their remaining years. A survey taken found that 65% of baby boomers had either no life insurance, or were underinsured. With the cost of living at its peak and social security on a plateau, queue "Simplified Issue Whole Life Insurance Policies" or as most of us know them "Final Expense" "Burial Insurance" "Funeral Insurance", but in exact industry jargon they are accurately just that "Simplified Issue Whole Life Insurance Policies" offering coverage from $2,500 dollars cresting at $50,000. Transamerica offering $100,000 but that is the exception to the rule stated above. Many insured seniors will even acquire a Final Expense policy to exclusively protect their family from Financial Burden, due to the usual under 48 hours of notification payouts, and the rising costs of funerals.
Any person between the ages of 50 and 85 years of age. Health conditions, age, and nicotine consumption are the primary factors effecting approval, and premium cost as well. Those with more serious conditions can usually expect a "Graded" or "Return of Premiums" policy, but when choosing a broker as your life insurance advisor, that can often be avoided and someone with COPD for example could be placed on a "Level" or "Day one Death Benefit"
We're not your typical agency; Our mission is simple. FInd our clients their coverage goal, at a premium that fits into their budget. Place the coverage, and have you never worried about it again. This is Final Expense Insurance done the RIGHT way. ***In order to ensure the right way, and coverage of our clients we only accept ACH draft business. When preparing for a Zoom or Phone application with us, have a check, void check, or ACH information on hand, we suggest tying the policy to the account your Social Security is directly deposited into.
We DO NOT accept Direct Express cards for payment.
Click the first button below and answer a brief questionnaire.
**Qualify does not mean Approved** Approval is given on phone or Zoom app,
and immediately e delivered to clients, with policy paperwork mailed often same day.
Please be weary of "Approved for" texts or emails, if you have not provided the sender, with your social security number, physician info.....you ARE NOT approved.
Lopshire & Co. Life & Legacy Consulting provides insurance-related educational information and consultation services. Coverage availability, underwriting eligibility, product features, premiums, and policy terms vary by carrier, state, age, health history, tobacco status, and other underwriting factors. Submission of an inquiry or consultation request does not guarantee coverage, policy approval, pricing, or product availability.
Lopshire & Co. is an independent insurance advisory and consulting brand and may represent multiple insurance carriers where properly licensed and appointed. Product recommendations, if any, are based on available carrier offerings, underwriting eligibility, and client-specific objectives.
Information presented on this website is for general informational purposes only and should not be construed as legal, tax, accounting, investment, fiduciary, or securities advice. Clients should consult qualified legal, tax, or financial professionals regarding their specific circumstances.
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Virtual consultations may be offered where operationally appropriate. Service availability may be limited to jurisdictions where appropriate licensing and appointment authority exists.
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